Protecting personal information and financial accounts from identity theft, fraud, or cyber threats. Identity theft prevention and monitoring can play an important role in protecting financial wellbeing.

Examples may include:

• Identity theft monitoring

• Secure password practices

• Credit monitoring

• Protecting financial accounts and sensitive data

  Preparedness outcome: Reduced risk of financial and identity disruption.

Knowing how to access care quickly and having important medical information readily available for emergencies.

Having accessible savings or resources available to handle unexpected expenses such as medical bills, temporary job loss, or urgent repairs.

What to think of:

• Emergency savings

• Access to cash or liquidity

• Understanding insurance coverage

  Preparedness outcome: Financial flexibility during difficult moments.

Keeping essential documents organized and accessible—identification, insurance information, financial records, and legal documents.

Examples may include:

• Identification documents

• Insurance information

• Financial account information

• Legal and estate documents

  Preparedness outcome: Quick access to important information when it matters most.

Having basic plans in place for events such as severe weather, home emergencies, or disruptions that affect daily life.

Examples may include:

• Emergency contact plans

• Medical information accessibility

• Evacuation or shelter plans

• Important medications and supplies

  Preparedness outcome: Faster, calmer response during critical situations.